Purpose-Built Lending Intelligence
Proprietary scoring, real-time fraud detection, instant verification, and deep data services — every tool purpose-built for private money lenders.
TruScore
Built specifically for online lending, not adapted from generic credit models. TruScore analyzes alternative data signals that traditional FICO misses — designed to identify profitable borrowers that other models overlook.
- Alternative data analysis
- Customizable risk tiers
- Real-time scoring
- Portfolio performance tracking
TruScreen
Filter applicants before they hit your pipeline. TruScreen instantly flags duplicates, velocity abusers, and previously rejected leads across the platform — starting at just ½¢ per check.
- Instant applicant pre-screening
- Duplicate lead detection across lenders
- Multi-application velocity filtering
- Platform-wide applicant intelligence
- Starting at ½¢ per check
TruFraud
Catches synthetic identities, stacked applications, and suspicious behavioral patterns in real time. TruFraud analyzes velocity, device fingerprinting, identity consistency, and behavioral signals before a single dollar is disbursed.
- Synthetic identity detection
- Application velocity monitoring
- Device fingerprinting
- Behavioral pattern analysis
- Real-time alerting
TruBanking
Instant bank verification, cash flow analysis, and phone-based identity verification. Verify applicants in seconds, not days — with confidence scores that feed directly into your underwriting models.
- Instant bank verification
- Cash flow analysis
- Phone-based identity checks
- Income verification
- Account ownership validation
TruPhone
Verify phone line authenticity in real time. TruPhone detects VoIP and virtual numbers, confirms carrier and line type, and matches names to numbers — giving you instant confidence in applicant contact information.
- VoIP & virtual number detection
- Landline vs. mobile identification
- Line age & activation history
- Name-to-number matching
- Real-time connected/disconnected status
The Data Layer Behind Every Decision
Access the industry's deepest data network through a single integration. Every signal you need to underwrite with confidence.
Credit Bureau Data
Pull tri-bureau credit reports with real-time refresh and automated attribute extraction.
Identity Verification
Multi-layered KYC with document verification, selfie matching, and OFAC screening.
Bank Account Verification
Instant account ownership confirmation with balance checks and transaction history.
Phone Intelligence
Carrier data, line type detection, and phone tenure analysis for identity confidence scoring.
Email Verification
Email age, domain reputation, breach history, and deliverability signals in real time.
Bankruptcy Monitoring
Continuous PACER monitoring with instant alerts on filings, discharges, and case updates.
Ready to Upgrade Your Lending Stack?
See how TruScore, TruFraud, TruBanking, TruPhone, and TruScreen work together to help you approve more borrowers — with less risk.