Smarter Underwriting. Less Risk. More Profit.
Decision Cloud connects private money lenders to 100+ data integrations, proprietary scoring models, and real-time fraud detection — so you can identify your most profitable underwriting strategies and scale with confidence.
Approval Rate
0%
+2.1%
Avg TruScore
0
+12
Fraud Blocked
0
-23%
0+
Applications Processed Daily
0+
Years of Lending Intelligence
0+
Data Integrations
0+
Technology Partners
0%
Platform Uptime
Built for Lenders, by Lending Operators
Decision Cloud wasn't designed in a vacuum. It was built by people who've spent over a decade in the trenches of private lending.
Real-Time Data
Connect to 100+ data sources instantly. Credit bureaus, bank verification, identity checks — all in one API call.
Fraud Detection
TruFraud catches synthetic identities, application fraud, and suspicious patterns before they cost you money.
Proprietary Scoring
TruScore is built specifically for online lending — not adapted from generic credit models. Purpose-built means better performance.
100+ Integrations
TransUnion, MicroBilt, IDology, GIACT, and dozens more — pre-built and ready to deploy in your underwriting flow.
From Application to Decision in Milliseconds
Decision Cloud sits between your lead sources and your loan management system. Leads flow through your custom waterfall — scored, screened, and decided — automatically.
Lead Sources
Aggregators, direct, partners
Decision Cloud
Score, screen, decide
Loan Management
Your LMS, your workflow
Lead Sources
Aggregators, direct, partners
Decision Cloud
Score, screen, decide
Loan Management
Your LMS, your workflow
Waterfall Process
One Platform. Every Decision.
Decision Cloud is the operating system for private lending. Connect your data sources, build custom underwriting models, A/B test strategies, and automate decisioning — all from a single, unified platform with 24/7 access and extensive reporting.
Data Connected — 85 sources active
Models Running — 92% accuracy
Decisions Automated — 78% auto-approved
Every Application. Five Critical Checks.
Each application flows through a multi-stage pipeline — credit, fraud, phone, banking, and decisioning — in milliseconds. Animated below is the journey every lead takes through Decision Cloud.
Credit Check
TruScore Analysis
Fraud Screen
TruFraud Network
Phone Verify
TruPhone Validation
Bank Verify
Income & Assets
Decision
Auto-Approve/Deny
Credit Check
TruScore Analysis
Fraud Screen
TruFraud Network
Phone Verify
TruPhone Validation
Bank Verify
Income & Assets
Decision
Auto-Approve/Deny
Purpose-Built Lending Tools
Every product in the Insight suite was designed for one thing: helping private money lenders make better decisions faster.
Connected to the Data That Matters
Decision Cloud integrates with 25+ vendor partners and 100+ data providers. All plug-and-play, all ready to deploy.
...and dozens more. 100+ integrations and growing.
0+
Years of Lending Intelligence
0+
Data Integrations
0+
Technology Partners
0%
Platform Uptime
See Decision Cloud in Action
Discover how Insight helps private money lenders make smarter underwriting decisions with real-time data, proprietary scoring, and seamless integrations.